HYIP : Evaluation

Before you invest money in the project you got interest in, surely you need to analyze every aspect of the program.

1. Amount of regular money payments.
2. Investment limits.
3. Specifics of the activity.
4. Trustworthiness to program organizers.
5. Your impressions from the web-site.
6. Domain check.
7. Contract information.
8. Materials and opinions on specialized forums
9. Position in rating sites.
10. Independent research.

Let us consider in detail every item. First of all you need to evaluate the amounts of regular money payments, i.e. the interest from the investment capital to be paid by the administrator’s projects. The main thing is not to get caught by promises. If the program promises you everyday doubling of the invested sum, be sure it is a fraud. The average amount of payments under serious HYIP makes up about 3-4% per day. There may be insignificant deviations. But 7-10% per day with almost no doubt indicates that the program is a ponzi scheme and the money will be paid to the investor at the expense of new members. As we have clarified earlier, such programs do not promise anything good to the private investors. Some projects offer variable every-day profit based on the program’s incomes.

As a rule, such HYIP are actually do business trying to effectively accumulate investor’s money and are not eager to lie to their investors. The statistics shows that the most serious high-yield income projects guarantee monthly payments at the amount 10-50%. Besides, the numbers may vary depending on the specifics of the activity. Another aspect is the investment limits. They are the limits for minimal and maximal amount of investments. It may seem the minimal bottom and no maximum for investing demonstrate the openness of the program and its desire to cooperate with the clients who have different financial abilities. However, as the practice shows the serious investment projects always determine the minimum and maximum for the investment. If there are no investment limits you should think whether it is a ponzi project; whether the organizers hope by attracting more and more investment pay interests only at their expense. The statistics shows that the most serious high yield income programs establish the minimal limit of 25$ and strictly limit the maximum. Almost every HYIP says about what form of economic activity will create the profit.

Earlier we have given the list of the most popular sources for such investment programs and we are not going to repeat it. Let us note that if the web-site says that the program ‘is connected with the FOREX trade and other forms of business’ you should know that it is most likely to be Ponzi. The leaders of serious programs, surely, are not eager to open all details of their activity. There are many dishonest dealers in the world of on-line HYIP who are always ready to bite from somebody else’s pie. However, there are general schemes for all serious programs. The Ponzi creators rarely develop complex schemes because they won’t use them anyway. The fraudsters usually say few words that the profit is created by playing on currency exchange market. The serious projects’ leaders try in detail to explain to the investor how the money will be used but not revealing any company names, amounts of investments and trader’s names. However, there have been cases in HYIP when Ponzi projects easily covered under the serious projects and their administrators revealed to the clients the reports about market fluctuations and information about the investments made. As the result those HYIP turned out false and their investors lost their money.