Wednesday, December 26, 2007

5 Ways To Protect Yourself Against Internet Scams

Many times when searching for a way to better life through business opportunities on the net, people run into numerous scams. These Internet scams make it quite difficult to find a legitimate source of work. Not to mention, they come in all forms.

How can you tell if they are scamming you though? What if it’s just another income opportunity? These questions are valid since there are still many wonderful opportunities out there. Nevertheless, it is still great to know how to spot when a company is scamming you.

1. When you ask direct and pointed questions, they dodged you in other words tap dancing around what you have asked using such flowery language hoping to reel you in or impress you.

2. When you send them an email or give them a phone call, they never return them. This is because they are hiding their badness hoping they will not be found out.

3. They won’t accept credit cards. Some will make up an excuse saying that they do not wish to accept credit cards because of a past bad experience when, in fact, it is quite rare that ever happens. Plus, merchants are willing to take the risks since the use of credit cards allows companies to reach a much vaster pool of clientele.

4. They want you to pay with cashier’s check, money order, bank wire, or Western Union and not accepting any other alternative.

5. They will not let you try out the product or service for any length of time or in any quantity. Or, They will not provide examples of the work they have done. Sometimes, they won’t have a money back guarantee. This is because they don’t want you to see how much they really suck! If their product was that of a quality performance, then they wouldn’t mind showing you examples or allowing you to try out their product or service for a time. They’d be confident that you’d come back for more as a returning customer or that you wouldn’t want your money back.

Now that you have armed yourself with this protective knowledge, the rule of thumb is to watch out for the scammers, and be sure to do extensive research before signing up with anyone or purchasing anything. This is because there are still many people who are dishonest, and they’ll do anything for that buck. Don’t let yourself be their next victim!

Now the reason i've had this article written is to try and protect you valuable customers from these devious scam artists. As i traveled the internet each day i'm constantly amazed at the amount of people who had been scammed in the past and didn't know what to look for when they were researching potential money making opportunities. The biggest warning is "if they want you to pay up front get a second opinion!"

I wish you well in your online opportunities and hope that i have helped to educate you in how to protect yourself from some of the potential scams that are traveling around the net today.

But what is high yield investing?

Do you really need to make 2% daily? The banks give you 3%-4% yearly - up to 5% - 6% at best cases. The mutual funds rare can achieve more than 20% per annum. Everything above this is pretty high yield.
If you can achieve 50% - 100% per year or 5% - 8% per month, you already have found the perfect high yield investment. And if you want to share it with the others, you can create the perfect real HYIP.
Achieving such figures is possible.
The range between 20% - 100% per year or 3% - 8% per month is enough to motivate you to look for other people's money AND to attract those money / investors. Such rates should be the target of the realistic high yield investor. And there are only few steps from investing yourself to leveraging your profits by creating an investment club.

The HYIP world is full of scams. But why?

Most sceptics in this arena will tell you that most HYIPs to be scams because it's impossible for anyone to achieve the return on investment that the HYIPs usually offer. The sceptics will be right. The sceptics will be wrong too.
It's really impossible to achieve outrageous returns like 2% daily or even 20% monthly long term. Sertainly you could do it for a week or month. You could even do 1000% daily if you "invest" in sports betting. But that is just a gamble and always results in more losses than gains. And I mean always.
There is another problem - the motivation. If one can by any chance make 2% ROI per day, he can start with as little as $100 and by compounding to have $137,740 in just one year. Anyone who has such a magic profit machine would just invest themselves instead of sharing this wealth with you.

MY STRATEGY THAT WORKS

My strategy can work for you only if you can invest at least $50: Steps to use my strategy (if you skip or ignore some of them, you will increase risk and can lose):

  • Decide how much you can afford to invest - It is money you can afford to lose (never invest money you need to live)
  • Invest in one reliable (paying) and relatively new HYIP - a program that paying and is just becoming popular. You will then receive profit payments, but don't become greedy - don't invest more then 30% of all your money in one program. Withdraw all profit.
  • Look for new HYIPs. When you find them, invest in the next paying and relatively new program, then after few more days in next HYIP (when you find new one).

PROFIT & RISK CALCULATION

Profit and Risk Calculation
To earn with HYIPs, most important is to know where and when to invest. Some investors just look in forums, read suggestions and invest in HYIPs. They don't do any calculations. It is just gambling - you can win or lose. But it is not acceptable for me, I started without knowing anything about HYIPs and I need to learn in the hard way (by being scammed in beginning). Now I calculated and tested how to minimize risk and maximize profit. It is a known fact that no HYIP lasts forever. It is not important to know or try to guess how long each HYIP will pay. It is important to know if HYIP looks to be serious and if it can pay for a while.

I work to find new HYIPs in first days after they are launched. I investigate these HYIPs, contact with owners and then I can say - this current HYIP is serious, they will become popular and will pay for a while. If a HYIP passes my criteria, I invest and support them. I take a risk to invest in unknown programs, sometimes I make a wrong decision and I lose, but in most cases I earn.

Most important is to receive back your principal investment!The risk is that you can't know which program will survive long enough to pay back your principal, even, if one stop paying when you received back 70%, other when 80%, but one continue to pay and you receive 200%, you are in profit - for example you put in $100 in each of them it's $300; you receive back $70 from first, $80 from second and $200 from third or total $350.

My methods to calculate risk and profit are connected with my investing strategy. To increase principal deposit I use compounding – reinvesting, its best method for maximizing profit if it is used correctly – instead of compounding in previous programs we invest part of profit in new programs. By using this strategy you increase not only your principal deposits, you continue to invest in newer and newer programs and when some of the older programs eventually fail, you will have lost just part of your deposit, but your principal and daily profit continues to grow.

GOOD LUCK GUYS !!

Monday, December 24, 2007

How To Success in HYIP Investment ??

Website Script and Design
Not standard script, template and design is important to know their seriousness in the HYIP world and intention to last for awhile.
Script and design with more feature and superiorly maded script like Swisscash, Open Trade, A3Union, IT4Us, PIPS, and privateopps tend to last very long.
Of course those sites created with a lot of budget.

Hosting Service
Is that HYIP hosted at shared or dedicated server of hosting ? Sure dedicated server costly than shared hosting, especially if SSL Certificate and DDOS protection included at their hosting plan.

SecuritySSL and DDOS protection.
The price of SSL certificate is about :
$189/year for QuickSSL at GeoTrust
$399/year for 40-bit SSL Encryption at Verisign
$995 - $1,499/year for 128-bit SSL Encryption at verisign
$1,499/year for 256 bit Wildcard SSL Certificates at GeoTrust

The price of DDOS protection starting about $400/month and $200 for setup. Please check.Is their SSL and DDOS protection right or not.Is that SSL certificate valid for that HYIP or not and becareful with shared SSL at some hosting services.

Certificate.
Although real company or fake company can buy certificate and register their company name as incorporate or certificated company, we can know their budget from that.

Advertising.
Is the HYIP admin buying advertising text or banners?. How long a HYIP admin has bought the banner space for. If a HYIP admin is not advertise their program, he is either low on budget and more advertising = higher budget.

Listing on HYIP monitoring sites.
As many as possible. Of cos at the big, popular and costly monitoring sites not at some of free listing/cheap listing. Be careful…many other hyip monitoring site’s admin like to be part of the cheerleaders to scamming newbie investors.

Good Luck to All...:-)

Monday, December 10, 2007

****Golden Rules****

There are several Golden Rules every participant of high yield income program shall follow. Disregard of these rules may lead to the fact that instead of the expected incomes the investor loses all his/her savings and turns out to be in debt. The Golden Rules are not just made up; they have been developed during years of participation in HYIP and are tested by the most effective method of trial and errors. Observing the Golden Rules you get a possibility to minimize the risks, maximize your profit and avoid fraud to the extent possible.

The first rule says: never waist more money than you can afford. Remember, there is sense to invest only extra money you usually spent on luxury items into high yield income projects only. Never risk the money you usually spent on first priority goods. It is very unwise to invest money into HYIP that are to pay your hosing bills. High Yield Income Projects are always risky and it is dangerous to risk the money you need to support yourself.

The second Golden Rule: don’t be greedy. Do not allow the greediness to blind you. Even if you regularly get the program’s earnings during several months it is not the reason to mortgage your house or take a credit under unbearable interest. No one can guarantee that the project well-functioning today will not be closed tomorrow. You may find yourself with nothing if you spent your money recklessly. Do not believe the huge interest. As a rule, they show that the project is false or is a kind of pyramid. Remember, 30-50% of monthly income is a rather adequate percentage. If you are promised to be paid more than 200% of your investment, you can be sure it is fraud.

The third Golden Rule: never deal with spam. Even if the program provides huge referral payments never try to attract additional users via spam. It can only damage you and your project.

The fourth Golden Rule: keep your password information secret. The most frequent mistake of an investor-beginner is the use of one and the same password for different HYIP. So you give the offenders a possibility to get access to confidential information. It is even worse, when you use the same password in high yield projects and electronic payment systems. The offenders always collect passwords being registered in the users’ projects. After that they try to access electronic purses using them. Creating your password think about making it hard to trace. Use the passwords containing several words containing symbols of different registers and numbers.

Finally, the fifth Rule: always analyze in detail the project you are interested in. Only by studying all aspects of the project’s activity, by checking all information and analyzing additional information you may create a provisional conclusion: whether it is a fraud or honest business. If you miss the analysis stage and recklessly invest your money in the first project you got interested in, in the event it gets suddenly closed you would blame only yourself. Do not disregard any of these rules. Only by observing them you may effectively minimize the risks. The investment market does not tolerate the investors who act blindly, try to play not following the simplest rules.